Get $50K–$500K Business Funding in 24–48 Hours
Apply in 5 minutes. Get approved today. Receive $50K to $500K in business funding within 24–48 hours. No hard credit pull to check options. Apply now.
Easy Funding
One application, 75+ funding sources. Get matched in minutes, not weeks.
Fast Approval
Most businesses get approved and funded within 24-48 hours.
Best Fit
We match your business to the right product — SBA, line of credit, or working capital.
No Obligation
Soft credit pull only. See your options without any impact to your score.
Stop waiting weeks for bank decisions. Get funded fast.
How It Works
- Apply in 5 minutes — Simple online application. No paperwork avalanche.
- Get matched instantly — We connect you with the right funding option from 75+ sources.
- Receive funds — Approved businesses get funded in as little as 24 hours.
Funding Options Available Through Fundmerica
| Product | Amount | Speed | Min. Credit |
|---|---|---|---|
| SBA Express Loan | Up to $500,000 | 36-hour SBA decision | 680+ |
| Business Line of Credit | $10K–$250K | Same day | 600+ |
| Working Capital | $25K–$500K | 24–48 hours | 550+ |
| Equipment Financing | $10K–$5M | 48 hours | 620+ |
| Revenue-Based Funding | $10K–$400K | Same day | 500+ |
Why Business Owners Choose Fundmerica
- Speed — We don’t make you wait 3–6 weeks like a bank. Funding in hours, not months.
- Options — One application, 75+ funding sources. We find the best deal, you don’t shop around.
- No obligation — Checking your options doesn’t affect your credit score.
- Real humans — A dedicated funding advisor calls you back. No chatbot runaround.
Who Qualifies?
- In business 6+ months
- $10,000+/month in revenue
- U.S. citizen or national
- Business bank account active
Not sure if you qualify? Apply anyway. We’ve funded businesses that banks turned down.
What Our Clients Say
“I applied at 10am and had $150K in my account the next morning. My bank said it would take 45 days.” — J. Martinez, General Contractor, TX
“After two bank denials, Fundmerica got me $85K with a lower rate than I expected.” — S. Thompson, Auto Repair, FL
Frequently Asked Questions
How fast can I get funded?
Most approved applicants receive funds within 24–48 hours. SBA Express loans take 5–10 business days due to SBA processing.
Will applying hurt my credit score?
No. We use a soft pull to check your options. A hard pull only happens if you choose to move forward with a specific offer.
What can I use the funds for?
Anything business-related: payroll, inventory, equipment, expansion, marketing, debt consolidation, or bridging a cash flow gap.
What if I have bad credit?
We work with businesses across the credit spectrum. Revenue-based options are available for scores as low as 500.
Is Fundmerica a lender?
Fundmerica is a business financing marketplace. We match you with the optimal funding source from our network — banks, SBA lenders, credit unions, and alternative funders — so you get the best deal without shopping around.